Saturday, February 29, 2020

Aa meeting

At the Delta club, otherwise known as Alcoholics Anonymous, the first thing the people there offered me a book to read and study. I held the book open at the first page while we waited for a girl named Amy; I guess she’s the one who starts the meeting all the time. A tall white man in his fifties walked to me and asked me â€Å"first time here? †; â€Å"yes† I said. â€Å"don’t worry; this meeting helped me a lot. I am father of 16-years-old son, I hide and drink and I am mean to my wife,† the man said.â€Å"wow, hope you get better, I said with a surprised voice. I sat in the back on a creamy plastic chair looking around at what kind of posters they had in the room, an interesting poster said â€Å"IAM RESPONSIBLE†, and another big long post was titled THE TWELVE CONCEPTS FOR WORLD SERVICE. At 6:30 pm Amy walked into the room everyone said â€Å"HI AMY†, â€Å"how’s everyone, glad yall made it† Amy said. Here I notice the meeting started everyone sat down and read IAM RESPONSIBLE all together in one voice. Wow! It looks like these people come here a lot they know what to do. â€Å"Iam responsible† post was about words put together to cheer everyone in room to feel that they can be responsible to change for better life. Next they read THE TWELVE CONCEPETS post, they twelve rules are about how to work on changing inside them and working on their problems. â€Å"hmm, very interesting† I said, people keep coming in to join the group there were around 30 persons, age between 25-60, all kind of people male and female, Black, white, Asian, Latin all kind of people. Around 6:50pm group of bikers entered the room all sat next to each other wearing-same jackets, around five guys in their fifties. A white girl in her twenties entered after them with a child and joined the meeting, too. Amy said; â€Å"who’s here for the first time†, everyone turned and looked at me and I thought, â€Å"no way to hide. † I raised my hand kind of shyly. â€Å"Welcome, introduce yourself please† Amy said. â€Å"hi, I am Angelica, and I am here to help my husband stop drinking† I said. Yes I lied about my name and-reason I am there, but that’s what came in my mind when she asked me.â€Å"do you think he’s an alcoholic† Amy asked. â€Å"Hmm, I am not sure but he seems to be drinking a lot these days which is not usual† I said. â€Å"Well, welcome, I hope you find your answers† Amy said. â€Å"Welcome Angelica† everyone said. I sat in back and I listened to everyone talking about their days and lives, families, and people they care about. To start talking in meeting they raised their hand and said their name and â€Å"I am alcoholic,† just like â€Å"hello all I am Angelica and I am an alcoholic.† They start talking about what they want to share with-others. I saw the hope in everyone’s eyes in that room and excitement, talking about pass? And how they had changed. I sat listening to their stories and watching people talking I was all quiet and didn’t say a word. Some of them were calm talking about their family and how happy they were able to take care of them and how this meeting helping them to realize how bad they? Once felt how much their family’s needs them a- father or mother, wife and husband. Some other people were telling their stories with anger and tension about how bad they were, and what they would do to have alcohol. Meeting was one hour. After I sat there and listened to all these stories I felt very sad, and wondered how someone could get to this point, just like drugs. After hour meeting over, everyone returned the book they had and organized the room, and stand together talking about how good it was to see each other, they were all friends, family, not just a group that had come over here to do what they had to do. This was awesome I walked out and said â€Å"thank you, I enjoyed the meeting was good to meet yall. † They answered â€Å"thank you for coming hopefully we helped you a little; enjoy the rest of your day. † That was nice and sweet from them they were very friendly. When I got in-car I knew I will never go back again but it was a different experience. I learned from it: no matter what, people can change if they decide to.

Thursday, February 13, 2020

Finance Case Study Example | Topics and Well Written Essays - 1500 words

Finance - Case Study Example Relatively tough economic environment. Economic conditions do not seem to be favorable as the overall industry dynamics may not allow the firm to expand at a rapid pace. With overall low prices, it may seem difficult for the firms to actually maintain their margins and effectively generate sufficient cash flows to service their debts. 2. Higher volume of business with limited capacity to meet the demand. It is also critical to note that though business is expanding, the overall capacity to meet this demand is limited. In order to expand meeting the demand, firm, however, has to borrow indicating that its own equity may be low; therefore, the firm’s own internal stake will be limited. It is critical that the capacity should be expanded with higher contribution from the owners with less reliance on debt. 3. Not professionally managed as firm is still a family business. Business does not seem to be run professionally as despite growing, firm has not been able to expand profession ally. The legal character of the firm is still same to be managed by the two individuals with little hiring except drivers. In order to manage the business, marketing side of the business must be delegated to professionals who can better run the firm and let the owners focus on the expansion of business. Analysis Ratio Analysis A closer look at the return on equity would indicate that for year 2002, ROE is higher than the industry average. However, it was lot lesser than the industry average in 2000 and 2001 suggesting that the firm has been able to increase its ROE. However, owners’ capital has remained constant during the period with increasing long term liabilities. ROE can increase due to higher level of debts and it seems that this large increase in ROE during 2002 is also the result of higher level of debt. Overall debt to equity is higher than the industry; however, interest coverage has increased too during last few years. Firm seems to be liquid as its current and ac id test ratios are higher than the industry average, however, higher liquidity position can be due to higher accumulation of accounts receivables on the balance sheet of the firm. Firm needs to improve its collection policy because higher investment into working capital is also a cost and it is a non-productive asset. Efficiency seems to have improved over the period of time as firm’s receivables in days have consistently been reduced. It is, however, important to note that account receivables are on rise which has basically inflated the liquidity position of the firm. Sales and assets growth has been high too, however, asset growth seems to be due to higher cost of the capital expenditure done. Sales have increased too but this increase has been mainly due to business given by one customer. Sales growth in 2001-2002 has been 29.5% down from 219%, however profit has shown an explosive growth. Statement of Changes Sources of Cash Short term Long Term Other Receivables 51.00 Pr epaid Expenses 935.00 Accounts Payable 17,322.57 Loan 30,000.00 Loan 270,000.00 Retained Earnings 58,750.96 Tota Sources 18,308.57 358,750.96 377,059.53 Uses of Cash Accounts Receivables 17,719.31 Net Fixed Assets 270,000.00 Total Uses 17,719.31 270,000.00 287,719.31 89,340.22 Cash Dec 2002 4,230.00 Cash Dec 2003 93,570.22 4Cs of Credit The loan will be collateralized

Saturday, February 1, 2020

High-School Classes on English Composition Essay

High-School Classes on English Composition - Essay Example To play it safe, I always ended up writing something in the third person, recounting events and human experiences as if they are affixed permanently to the past. As these exercises were also for the evaluation of how well I have assimilated the grammatical concepts of the language, there was not much protest from my part and I never felt restricted regarding the expression of my thoughts and feelings through language. However, as I was exposed in due course of time to some of the great literary works our times, I noticed how language had been appropriated by many creative writers who have contributed to the evolution of language itself, over the centuries. Needless to say, my writing also has undergone a sea-change, especially with the help of the course that I have taken. Hemingway’s prose, which most people found in the beginning as an unacceptable, fragmentary one appealed to me as something that carries the raw and fresh force of a de-romanticized life. I have tried to create my own rules, which I confess would not have been possible without a clear understanding of the ways in which the language operates. Hence, as I am not wholly resentful of my high school teacher who made it sure that I learned all the tricks of the languages the conventional way, I have also ventured to explore the unfamiliar realms of it use. I have realized that I cannot set any norms in my writing pattern. There is no hard-and-fast rule as regards the writing-schedule in a day or the quality or quantity of writing. Though the writing exercises have been immensely useful to me, there had been times when I realized that writing systematically, ostensibly under deadlines, may not bring out the best from me. They may help me direct better, focus on my own weaknesses and strengths and lead to some sort of proactive self-research.